The Basic Access Checking is an account that removes barriers like overdraft fees and opens the door to simplified banking.
- Opening Balance: $25.00
- Minimum Balance: $0.00
- Monthly Service Fee: $5.00 that can be reduced or eliminated by:
- $2.00 discount when enrolled in eStatements
- $3.00 discount for completing at least 1 debit card transaction monthly
- No fee for owners under 19
- Dividend Bearing: No
Benefits
- Saves you money with free Online and Mobile Banking access, eStatements, Visa® Debit Card.
- Saves you time with ATM access, Visa Debit Card, Online and Mobile Banking access, and IVR.
- Offers you peace of mind without overdraft fees or non-sufficient funds fees.
Features
- Cannot have Courtesy Pay or Overdraft Protection.
- Transactions will decline if the available balance won’t cover the amount presented.
- Cannot write checks off this account.
- Bill Pay is not available since no checks can clear the account.
- Instead, members can receive 4 Cashier’s Checks each month for free.