Know the Accounts
New and used auto loans, motorcycles, boat and camper loans, ATVs, and jet skis, line of credits, personal loans, vacation loans, credit cards, mortgages and home equity loans.
Understand the Account
A loan is an arrangement in which the credit union gives money or property to a member and the member agrees to return the collateral or repay the money, along with interest. There is a predetermined time for repaying a loan.
Ask the Right Questions
- What is the purpose of the loan?
- How much will you need to borrow?
- How often will you need access to the funds (once or on a regular basis)?
- What payment amount can you afford?
- Do you own your own home?
- Are you trading in your current vehicle?
- May I take your application now?
Application Options
Loan applications can be made by phone, in person or online for all loans except Home Equity, and any Business Loans, which will have to be made in person or over the phone. First mortgage loans that are not completed online need to speak with a mortgage service rep. Business loans need to be directed to commercial lending, unless it is a residential construction loan which will be directed to construction lending.
Payment Options
Mail, in person, automatic transfer, online banking, mobile banking or IVR.
Payment Protection
Debt Protection is available on loans.