Auto Loans are available for new and used automobiles. Vehicle Refinancing loans are available for members who wish to refinance their loan with Centris. They might want to refinance their loan to get a lower interest rate, lower monthly payments or even use equity in their vehicle for misc. purposes. Vehicles include cars, trucks and vans, the vehicle is collateral for the loan.
- Minimum Loan Amount: $5,000.00
- Terms: Up to 84 months
- Terms may be extended up to 6 months if adding Debt Protection.
- Additional Features:
- First payment may be deferred up to 75 days.
- Debt Protection may be available.
- GAP may be available.
- May qualify for .25% rate discount for Automatic Payments.
- May qualify for .75% rate discount for New Money.
- Prepayment Penalties: None
Benefits
- Saves you money with no application fees.
- Saves you money with no pre-payment penalty for early payoff.
- Saves you time with a quick application and approval process.
- Offers you peace of mind with payment protection.
Target
Members who do not have an auto loan with Centris.
Members who are new to the credit union.