DPW (Depreciation Protection Waiver)

DPW  covers the vehicle’s depreciation. It is a debt cancellation product that, in the event of a total loss or stolen, provides a benefit equal to the difference between the vehicle’s value at enrollment and the outstanding loan balance at the time of loss, not to exceed the maximum waiver benefit ($5,000 or $10,000). Protection is ideal for those who finance 90% or less and have equity in their vehicle.

DPW Contact

Chris Wiedmeyer

  • Cell Phone: 913-485-5257
  • CSSC: 800-981-5689

DPW Coverage

  • Life of loan protection without any mileage, make, or year restrictions.
  • Auto Advantage (ADR) Benefit included (where applicable).
  • Offered on cards, trucks, and vans valued over $100,000 (MSRP or retail value) and loan terms greater than 84 months.

DPW Rules

  • DPW can be canceled and refunded up to 60 days after the protection is purchased.
  • DPW claims will be filed either directly with Allied by the member or submitted through the records team.
  • Cancel up to $1,000 of loan balance in the event of accidental death. (New Coverage)

DPW Benefits

  • Protects against depreciation loss — vehicles lose value quickly — DPW helps recover a portion of the lost value after a total loss.
  • Provides extra money for a replacement vehicle — gives members funds they can use toward a down payment on their next vehicle.
  • Peace of mind — members know they are protected not just from what they owe, but from what they have lost in value.