Personal Loans

Personal Loans are loans which members use for various purposes, including vacations, home repairs and debt consolidation. Personal Loans may also be called Signature Loans or Unsecured Loans.

  • Minimum Loan Amount: $1,000.00
  • Terms: Up to 72 months
  • Additional Features:
    • First payment may be deferred up to 75 days.
    • Debt Protection may be available.
    • May qualify for a .25% rate discount for Automatic Payments.
  • Prepayment Penalties: None

Benefits

  • Saves you money with no application fees.
  • Saves you money with no pre-payment penalty for early payoff
  • Saves you time with a quick application and approval process.
  • Offers you peace of mind with payment protection.

Target

  • Members who need funds for a specific reason.
  • Members who are making ACH transactions to credit card companies.